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ANSI X9.8-1 2003 Edition, March 21, 2003
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Banking - Personal Identification Number Management and Security - Part 1: PIN protection principles and techniques for online PIN verification in ATM & POS systems
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This part of ISO 9564 [this standard] specifies: a) Basic principles and techniques which provide the minimum security measures required for effective international PIN management. These measures are applicable to those institutions responsible for implementing techniques for the management and protection of PINs. b) PIN protection techniques applicable to financial transaction card originated transactions in an online environment and a standard means of interchanging PIN data. These techniques are applicable to those institutions responsible for implementing techniques for the management and protection of the PIN at Automated Teller Machines (ATM) and acquirer sponsored Point-of-Sale (POS) terminals.